4 Ways to Buy Now and Pay Later in the UAE

Buy now pay later (BNPL) allows someone to buy goods from a participating retail store and pay for them at a later date. It is a money-lending approach that has quickly gained popularity in the UAE. Now, many businesses offer this service to their customers. This simple concept allows the BNPL provider to pay the retailer for you. Below – are four ways that you can do this in the UAE. This short guide will explore how organizations such as Cashew Payments and Postpay operate a BNPL scheme.

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Tabby is an app that allows you to split your purchases into four interest-free payments, both online and in-store. Their app enables shoppers to buy now and pay later from various brands. Through the app, you can find a list of participating brands. Simply add the brands you shop at to your favorites and enjoy a tailored shopping experience. Add the items you want from your cart and choose Tabby at checkout. You can split the cost of your shopping into four payments or fourteen payments, depending on your financial situation. You can learn more about how the Tabby app works by visiting their website.

Cashew Payments

Cashew Payments offer its customers a wide variety of payment options – no matter how big or small their purchases may be. You can shop online, in-store, or subscribe to your favorite products or services for free. Cashew Payments divide the cost of your purchases into interest-free instalments. Customers have the option to split them into three, six, or twelve instalments, depending on their financial situation. Cashew Payments are unique as they also offer businesses a number of payment solutions to help them increase their revenue. For more information, check out their website at cashewpayments.com.


Spotii is a tech-enabled payment platform that allows customers to shop now and pay later. Much like Cashew Payments, Spotii also offers their customers zero interest or cost for BNPL. Spotii follows a simple four-step process. Firstly, customers must sign up to Spotii and select it as a payment method at the checkout. You will then need to link your payment method, which requires a mobile number, email address, and debit/credit card. Your automatic payment will need to be scheduled, and your approval should be instant. Spotii offers its customers four split payments for their purchases.


Postpay is a buy now pay later mobile app. You can shop hundreds of your favorite stores while enjoying zero fees and interest. Unlike some of the other BNPL services discussed in this short guide, Postpay only lets its customers split their purchases into three payments. So, if you are looking for more options, you may need to opt for a company like Cashew Payments instead. However, the app is praised for its ease of use, and you can find out which stores participate in their BNPL scheme through the company website. Visit their website to find out how you can download the Postpay app today and start splitting your payments.

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